Monthly Archives: October 2018

How to Save Money on Art Supplies

Hobbies such as arts and crafts are important because they help reduce stress, polish your creativity and help you use any spare time productively. However, in these tough economic conditions, the art supplies that you require for your hobby can turn into a cause of further stress, thanks to their high costs. You might have to compromise on their quality or cut out some products from your shopping list in order to keep the expenses within your budget. If you don’t like to compromise on the quality of your art supplies, but cannot afford to spend exorbitantly, read on. Here are some ways by which you can save money on art supplies.

Buy in bulk

One of the easiest things that you can do is buy in bulk. If the arts and crafts that you indulge in include products that do not perish quickly, it might be a good idea to buy large quantities directly from wholesalers. The drawback of this technique is that you might not be able to buy all the things you need in bulk. However, make a list of things that do not become unusable quickly, so that you can save money on them. For example, you can stock up on fabric elements, buttons, tags, papers and other such products. Some kinds of paints dry up quickly; you might not want to buy in bulk and store them for a long time.

Reduce waste

Be very careful when you use art supplies. Before you begin an art project, plan it out so that you can reduce waste as much as possible. Saving your supplies can definitely help you save money. Additionally, make it a point to store your art supplies in the right way so that they last longer. For example, paints do not dry up quickly if you store them in a cool and dry place. If you expose them to heat, they quickly become dry and unusable. Also, place all your art supplies in a clean enclosed space in order to prevent them from possible damage due to dust and exposure to light or heat.

Keep track of discounts and offers

Be it your local retailer or an online one, keep track of the discount offers that are made available at regular intervals. These stores also put up ‘end of the season’ sales. Use such opportunities to stock up on the supplies. You can sign up with a good online store in order to receive updates about sales and offers.

Reduce allied expenses

Buying art supplies includes several expenses other than the actual cost of products. For instance, you need to drive over to the store to buy the supplies. So, you incur fuel expenses. Shopping online is a solution to reduce this expense. When you shop, you might end up buying a few products that you never planned to buy, thereby overshooting your budget. You save money if you can reduce such allied expenses.

Do not compromise on quality

Buying poor quality art and craft supplies might save you money in the short term, but in the long term, such products turn out to be more expensive because they do not last long. Also, you might not be satisfied with the final outcome because of the poor quality. So, shop only for high quality art supplies.

Learn How to Save Money on Groceries

If you have a family of growing children or your grocery store funds are a little tight, learning how to save money on groceries can be important. Maybe your funds are tighter in other places which means your grocery store bill needs to shrink a bit but the food needs to increase. Whatever your reason is, this article is here to help you out.

Frugal shoppers know how to save money on groceries and are able to save money at the grocery store in many ways. They may save between $10 and $60 each time they go to the store. They have several things that they do to make this happen. Here are some tips that will help you when you go to the grocery store.

o Grocery Store Ads

One way to save money at the grocery store is to base your meals off of what is on sale at the store. Review the weekly ads for all the stores in the city you shop in and come up with meals that go along with those items. Of course you will need to decide if you shop weekly or biweekly so you will know how many meals you need to plan. Remember you will need to plan for breakfast, lunch, and dinner as well as snacks.

Write a grocery list that contains everything you need to purchase for each meal. You will need to write down your meals as well. You don’t necessarily have to write down the specific days you will eat them, but write down each meal.

o Coupons

To learn how to save money on groceries, you should also find out all you can about coupon shopping. Using coupons is another way to save money at the grocery store is to clip coupons from the newspaper. Most newspapers that have the weekly ads in them contain a set of coupons as well. You can plan your meals around these as well. Some stores offer a specific day where they will double the coupon so that is good as well. Coupons can save you 25 cents or more. It may not seem like a lot but every penny helps. Review the weekly ads and the coupons and see how much you can save when you plan meals around both. You may be able to save money on something you will need for a meal that is not on sale.

You may also be able to get coupons from others or online. Do a search on Google or Yahoo for groups that you can join. You maybe able to share coupons via mail or they may be able to share sites with you that offer printable coupons.

o Reward cards

Some stores offer reward cards to shoppers. Each time you shop in their store you are offered reward points based on the dollar amount you spend. When you accumulate a certain amount of points, you can use them towards purchases and save money that way. Some offer discounts to those that use the card while they charge full price for those that don’t have one.

Learning how to save money on groceries is important for many reasons. When you save money you can use that to pay off something else or apply more money to another bill. It can also be the difference between affording something and not being able to afford something. Whatever your reason for saving money at the grocery store, these tips will help you be successful.

Save Money on Your Next Family Vacation

Family vacations can be expensive, particularly if you have a large family. Save yourself some money on your next vacation by planning your purchases and needs ahead of time.

Vacation packages are big money savers. Vacation packages are published extensively on the Internet. Vacation rental can save you money on your lodging. If you are going on a road trip it would be best to buy snacks before your trip. Roadside shops do not sell much food that is nutritious or filling. The prices are very high. Be sure to be ready with a bag of snacks and maybe a cooler in the trunk for your drinks.

For those planning to go on a long trip on the road, you can always drop by a grocery store to get some snacks. Convenience store prices are high. If you are thinking of bringing the cooler but are worried about the ice, most motels have ice stations where you can refill your cooler.

Snacks and drinks are not only useful for those on the road, you may also need them while waiting for a airline flight. This is especially important to remember if you are traveling with kids because they seem to always be hungry. Buying food from the airport means spending three times the price of items and what is worse is that they are not as tasty or healthy for you as what you can get in the grocery store. For airline flights, drinks are not allowed for safety reasons, so you’ll have to spend on airport drinks.

When you need to fill up your gas tank, look for gas from stations that give discounts and those that give lower prices. Prices are lower in cities so be sure to get the best gas prices where you have a lot of choices.

Many facilities or tourist destinations offer discounts for certain kinds of memberships. If you are a member of Triple A for example, you may get a percentage off your hotel accommodations. If you are senior citizen, you are also eligible for a discount in certain facilities. Check for discount coupons before your trip.

Major attractions are usually frequented by travelers. This means these facilities try to make as much of a profit as they can. Parking fees can be quite outrageous ranging from $4 to $10 or maybe even more. Always try to find an area where you can park for free to save money.

Traveler’s checks are very convenient since you no longer have to withdraw money in areas you are not familiar with. Having traveler’s checks with you means there is no more need find an ATM while on the road or in another country. Having enough cash is also advisable. If you go to store or facility that accepts cards, it would be best to use your card to be sure you have cash available to spend where they don?t take cards. Avoid using ATM’s that charge for giving you your money. Hunting for a place that will take your bank’s ATM cards can be annoying and will use up your time and gas.

The Best Way To Save Money On Clothing

Classic style clothing such as black pants and a white shirt are generally less expensive; they look classy and will last for several years.

As you stand in front of your closet flipping through your clothes, you suddenly think that it’s time to hit the mall for a new wardrobe. However, shopping sprees for new outfits can do some serious damage to your budget. Below are several money-saving tips for you to consider before hitting the sales racks.

Visit Outlet Malls. You can get brand-name clothing or similar items at outlet malls for a fraction of the retail cost. Really shop around though because some stores in outlet malls don’t offer the extraordinary bargains.

Don’t Buy “Dry Clean Only” Clothes. If you buy clothes that require dry cleaning, simply add the cost of each dry cleaning to the cost of the outfit. Even if you paid $40 for a pair of slacks, you will never stop paying for those slacks as long as you continue dry cleaning them. Look for clothing with fabric that is machine washable, to save you from spending extra money at the dry cleaners.

Don’t Over-Accessorize. Accessories can be a good thing when trying to dress up or change the look of an outfit, but too much can get expensive and tend to look gaudy.

Trendy Is Out. It may be tempting to buy all the expensive clothes you see in fashion magazines, but trendy fashions come and go. It’s unreasonable to pay twice as much for name brand clothing when you can get the same quality item for less money. You can still be fashionable while keeping a tight budget.

Cash Back. Almost everyone has at least one shirt in their closet that they haven’t worn in 10 or more years. You could be making money off those old clothes in your closet by selling them to consignment shops. Did you know that you have money sitting in your closet, losing value by the minute?

Tax Deduction. Clean out your closet and donate all your old clothes to charity and you could receive a nice tax deduction on your generous donation.

Commercial Hype. Television is the largest advertising market for any product and often makes it difficult for anyone to resist. Online shopping is also advertised everywhere and the idea of simply pushing a few buttons to make a purchase is simply too easy. Don’t be taken for a financial ride by giving in to the exaggeration of advertisements and infomercials.

Save on Socks. Buying socks all in one color will save you money in the long run because when one sock gets a hole in it, you can still use it’s mate with another pair. Plus, if you have kids, buy the same colored socks just in a different style. This will not only save you money, but it will be easy to sort them out on laundry day.

Watch for Sales. Keep an eye out for sales or clearances, which are usually advertised in your local newspaper or on the radio or TV. Stores usually have racks and racks of clothing they need to get sell quickly to make room for new arrivals, so they’re tagged with a discounted price to help them sell more quickly. You may find the latest fashions at 50 to 70% off the actual retail price (or sometimes more).

School Uniforms. A school that requires uniforms can save you tons of money when your child heads back to school. Private school uniforms may cost around $150 but it will last them all year and if the uniform gets torn, some department stores will replace them for free.

Paint Your Buttons. It seems like the first thing to go on new clothes are the buttons. Avoid this by painting the thread on the buttons with clear nail polish. This will help the buttons stay on much longer than normal. Also, never throw away a raggedy shirt without first removing the buttons because you never know when you’re going to need one for another shirt.

Avoid Dryers. Constantly sticking your clothes in the dryer can cause them to wear out before their time. To keep clothes from looking worn out, consider hanging them outside to dry. Keeping your clothes looking new will help you save money and help them lasting longer.

Seasonal Purchases. Buying winter clothes in the summer and summer clothes in the winter will save you extra money. Seasonal clothes are usually less expensive in the opposite season.

Buy Separately. If you need to purchase suits for work, consider purchasing the suit separately for a cheaper deal. Also, buying the suit separately allows you to mix and match two or three different outfits into the price of one suit.